05 Nov 2020
By Aadil Nathoo

The Ultimate Payoff: Getting Debt Free Before Retirement

Mortgage, ,
For many people, reaching retirement is something to look forward to. At the same time, too many people still have a lot of debt by the time they retire. In order for people to really take advantage of everything that retirement has to offer, they should try to find a way to pay off all of their debt before they retire. In order to make sure this happens, there are a few tips that everyone has to keep in mind. Try To Keep Housing Costs Low First, it is important for everyone to try to keep their housing costs as…
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04 Nov 2020
By Aadil Nathoo

A Guide To Understanding Mortgages And Marriage Agreement Settlements

Mortgage, ,
When people end up taking out a mortgage, there is a lot they need to consider. This includes the size of the down payment, the term of the loan, and the interest rate. At the same time, there are a few issues that could complicate the way a mortgage is paid off. Nobody enters into a marriage planning on divorce; however, if this does take place, it is critical to think about how a marriage settlement agreement is going to impact the mortgage. There are a few important to keep in mind.  Refinancing The Mortgage After The Marriage Settlement Agreement…
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03 Nov 2020
By Aadil Nathoo

How To Negotiate A Better Mortgage Rate

Mortgage, ,
For those who are thinking about buying a house in the near future, they want to make sure that they get the best mortgage rate possible. At the same time, if people who want to reduce the interest rate on their mortgage, then they need to do everything you can to make yourself as attractive as possible to lenders. When they are negotiating for a better rate on your mortgage, they need to keep a few important points in mind. Make A Larger Down Payment If people want the lender to reduce the interest rate on your mortgage, then borrowers…
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30 Oct 2020
By Aadil Nathoo

How Much Income Should People Spend On A Mortgage?

Mortgage, ,
When people are looking for a home, this is an exciting process. There is always something fun about looking at potential homes and envisioning a future there. This is a big decision. At the same time, it is just as important for people to think about how much of their money they should be spending on their mortgage. There are a few rules of thumb that people should keep in mind.  The 28 Percent Rule One of the most common rules that financial advisors and lenders are going to talk about is going to be the 28 percent rule. This…
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29 Oct 2020
By Aadil Nathoo

The Required Steps For A Smooth Mortgage Refinance Process

Mortgage, ,
There are lots of people who have heard that one of the top ways to ensure the best mortgage rate possible is to refinance. At the same time, it is critical to make sure that this process is planned out accordingly. Therefore, there are a few steps that everyone has to follow to make sure they are able to handle the mortgage refinancing process in a smooth manner that leads to the best rate possible. Ask If A Refinance Is The Right Step There are a lot of people who assume that a mortgage refinance is a financial win; however,…
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