Michigan Mortgage News

Credit inquiries, also known as credit pulls or checks, are a standard part of assessing creditworthiness. However, not all credit inquiries are the same. They fall into two main categories: hard and soft credit inquiries.

As the year draws to a close, it's the perfect time to take stock of your financial health and set yourself up for success in the coming year. You can create a solid foundation to achieve your goals by focusing on key areas. Here are five important financial tasks to consider before the new year begins.

Refinancing a mortgage can provide significant financial benefits, such as lowering your interest rate or accessing home equity. However, it's important to understand how the process may temporarily affect your credit score.