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06 Jan 2025
By Aadil Nathoo

What’s Ahead For Mortgage Rates This Week – January 6th, 2025

Financial Reports, ,
With the holiday season coming to a conclusion, there was little in the way of data releases. Last week, the main reports were the Chicago Business Barometer and the ISM Manufacturing Index, both indicating a slight contraction in the manufacturing sector. This comes as we await the upcoming administration change at the White House. The impact of this is relatively minimal, with lending rates continuing their downward trend. Next week we will be expecting the year-over-year for both the Consumer Price Index (CPI) and Producer Price Index (PPI), wrapping up 2024. Chicago PMI The Chicago Business Barometer, also known as…
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03 Jan 2025
By Aadil Nathoo

Start the New Year with a Clean Slate

Credit Scoring, ,
As we step into a new year, it’s the perfect time to focus on understanding and improving your credit score. Whether you’re planning to buy a home, refinance, or simply enhance your financial health, your credit score plays a pivotal role in shaping your opportunities. Let this be the year you clean up your credit and take control of your financial future! What is a Credit Score? Your credit score is a three-digit number, typically ranging from 300 to 850, that represents your creditworthiness. It’s used by lenders to assess how likely you are to repay debts on time. Scores…
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02 Jan 2025
By Aadil Nathoo

How Mortgage Rates Are Determined

Mortgage Rates, ,
When you’re looking to purchase a home or refinance an existing mortgage, understanding how mortgage rates are determined is key to navigating your financial journey. These rates are influenced by a combination of personal financial factors and broader economic conditions, which work together to impact how much you’ll pay over the life of your loan. 1. Your Credit Score One of the most significant factors influencing your mortgage rate is your credit score. This three-digit number reflects your financial responsibility and creditworthiness. Borrowers with higher credit scores typically receive lower interest rates because they are considered less risky by lenders.…
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01 Jan 2025
By Aadil Nathoo

Cheers to New Beginnings and New Opportunities in 2025!

Holidays, ,
As we step into 2025, I want to express my heartfelt gratitude to all my clients and those considering the journey to homeownership. A new year means fresh opportunities to turn your dreams into reality. Whether you're planning to buy your first home, refinance, or invest in your future, I’m here to help every step of the way. Let’s make this year the one where your goals come to life. Wishing you health, happiness, and success in 2025!    
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31 Dec 2024
By Aadil Nathoo

Looking Ahead to a New Year of Helping You Achieve Your Homeownership Dreams

Holidays, ,
As we approach the end of this year, we can’t help but reflect on the incredible journey we’ve had together with all of you. This year has been filled with growth, new opportunities, and the realization of long-held dreams, whether it’s buying a new home, refinancing to secure a better rate, or exploring the best mortgage options available. We are honored to have played a part in helping so many of you achieve your homeownership goals. As we look forward to the new year, we are excited to continue guiding you through the ever-evolving landscape of home financing. With the…
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