14 Jan 2026
By Aadil Nathoo

Home Security Systems for a Safe Haven

Homeowner Tips, ,
Home is where the heart is, and it's also where you should feel the safest. Ensuring the security of your home has never been more attainable. Home security systems have evolved from simple locks and alarms to sophisticated, interconnected networks that provide round-the-clock protection. We will explore the latest innovations and timeless strategies to keep your home safe and secure. Strong Locks and Doors Your home's first line of defense is its entry points. Invest in high-quality, durable locks and reinforce doors with solid cores. Consider upgrading to smart locks that allow you to control access remotely, providing an extra…
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13 Jan 2026
By Aadil Nathoo

You Ask, We Answer: What Are the Pros and Cons of Private Mortgage Insurance?

Home Mortgage Tips, ,
It's easy to get Private Mortgage Insurance (PMI) confused with homeowners' insurance, but PMI is an entirely different thing that may or may not be necessary when it comes to your home purchase. If you're going to be investing in a home in the near future and are wondering what PMI may mean for you, here are some things to consider regarding this type of insurance. Your Down Payment Amount If you've been perusing the housing market for a while, you've probably heard that 20% is the ideal amount to put down when investing in a home; however, you might…
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12 Jan 2026
By Aadil Nathoo

What’s Ahead For Mortgage Rates This Week – January 12th, 2026

Financial Reports, ,
The trade deficit dropped significantly this month, resulting in the smallest gap in the last 16 years. This has been entirely driven by the ongoing gold rush and, to a much less impactful degree, businesses working their way around high tariffs. The unemployment reports, however, have shed another light, showing a steady trend of unemployment rising and reaching a four-year high as of last week. This is somewhat offset by consumer sentiment, which showed a slightly positive increase alongside relative improvements in the economy. All in all, the data points to mixed results for the broader market. The upcoming week…
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09 Jan 2026
By Aadil Nathoo

Why Closing Old Credit Accounts Can Hurt Your Mortgage Approval

Home Buyer Tips, ,
When you are preparing to buy a home, it is natural to want your credit profile to look clean and organized. Many buyers think closing old credit accounts will improve their score, simplify their finances, and make them appear more responsible to lenders. In reality, closing old accounts can have the opposite effect. Those accounts play a much bigger role in your credit profile than most people realize and shutting them down can create sudden changes that impact your mortgage approval. Understand How Closed Accounts Affect Your Credit History Your credit history length is a major part of your credit…
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08 Jan 2026
By Aadil Nathoo

What to Know About Fractional Homeownership and Mortgages

Mortgage Tips, ,
Fractional homeownership is becoming more popular as buyers look for creative ways to enjoy a second home or vacation property without taking on the full cost. Instead of owning one home entirely, you purchase a fraction of the property and share ownership with several other people. While the idea sounds simple, fractional ownership comes with unique rules, financing challenges, and long-term commitments that every buyer should understand before moving forward. Understand How Fractional Homeownership WorksFractional homeownership is different from timeshares. With a timeshare, you purchase the right to use the home for a certain period. With fractional homeownership, you purchase…
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