4 Ways To Pay Off My Mortgage Faster

For most people, the mortgage payment is the biggest monthly expense. Whether you're facing retirement or still working, it would be nice to be free of this debt. Although you probably can't pay it off in one lump sum, it is possible to pay off your mortgage sooner than expected. Here are four strategies to try. 1. Make Bi-Weekly Payments You could shave eight years off a 30-year mortgage simply by breaking down your monthly payments into two payments instead of one. You'll pay the same amount each month while the interest paid over the length of the loan is…
Read More

What’s Ahead For Mortgage Rates This Week – April 8th, 2019

Last week's economic news included readings on construction spending and inflation; labor sector reports on the national unemployment rate, public and private sector employment were also released. Weekly readings on mortgage rates and new jobless claims were also released. Construction Spending Rises, Retail Sales Slip Construction spending expanded by one percent in February according to the Commerce Department spending was one percent higher month-to-month; analysts expected a negative reading of -0.10 percent. February saw a revised gain of 2.50 percent growth in construction spending. Construction spending grew 1.10 percent year-over-year; by comparison, 2016 construction spending reached 10 percent year-over-year. High demand…
Read More

Reduce Your Carbon Footprint with These DIY Home Projects

Your carbon footprint is the measure of your impact on the earth's natural resources. This number describes the amount of fossil fuel it takes to support your lifestyle. In the United States, each person produces an average of 19.78 tons of carbon dioxide every year. A high carbon footprint means your daily habits are a quickening drain on our finite resources.  Homeowners can use these DIY projects to reduce the effect of their lifestyle on the environment. Try Solar Solutions A residential solar system gathers photo-voltaic energy from the sun and converts it into usable electrical current. Once installed, any…
Read More

11 Simple Ways To Save Money Toward The Purchase Of Your New Home

If you find it difficult to make ends meet, these tips will help you save money in ways that are easy to do and create substantial savings over time. Declutter Get rid of stuff you do use or need by having a garage or yard sale or by putting things for sale on eBay or Craigslist. Make Your Own Coffee Do you really want to make that billionaire richer by buying coffee for $5+ a cup? Make your own gourmet coffee that costs around 50 cents per cup for the same thing. Bring Your Own Lunch Making your lunch the…
Read More

Real Estate Investing 101: Identify Your Investing Style

Are you just starting on your real estate investing journey? Many newcomers are surprised to learn that there's more to making money on the real estate market than buying and selling. These are some of the most popular strategies real estate investors use to create profits. Which one is right for you? Buy And Hold Buy and hold investors play the market like stocks. They buy properties when prices are low, then hold them until values are high. During the holding period, some investors choose to offer their properties as rentals. Apartment buildings are also a popular option for buy…
Read More